While researching ACH Meaning (https://www.accountsera.com/ach-meaning/), I discovered that ACH transactions can involve credits and debits. An ACH credit generally means money is being sent into an account, such as an employer depositing a paycheck. An ACH debit generally involves money being taken from an account after authorization, such as an automatic bill payment. I initially found these terms confusing because both transactions use the same ACH network. Can someone explain ACH credit and ACH debit with simple examples? Understanding this distinction could make bank statements much easier to interpret and help consumers recognize different types of electronic transactions.